Digital Microfinance for Lagos
Banking that brings financial inclusion to every Lagos community
Access fast loans, secure savings accounts, and financial services designed for local entrepreneurs and families. Join thousands building their future with MicroBank Lagos.
Safe, secure, and regulated
- Licensed by CBNMicroBank Lagos is fully licensed and regulated by the Central Bank of Nigeria, ensuring your deposits and transactions meet the highest national standards.
- Bank-grade encryptionEvery transaction and piece of personal data is protected with 256-bit SSL encryption, the same security technology used by major international banks.
- NDIC insured depositsYour savings are protected by the Nigeria Deposit Insurance Corporation up to ₦500,000, giving you peace of mind with every naira you save.
- Transparent pricingNo hidden fees or surprise charges. All loan rates, service fees, and terms are clearly displayed upfront so you always know what you're paying.
- 24/7 customer supportOur dedicated support team is available around the clock via phone, chat, and email to help you with any questions or issues.
- Community-first approachWe're built by Lagosians for Lagosians. Our mission is financial inclusion, not profit maximization—your success is our success.
Everything you need to grow financially
Instant loan applications
Apply for microloans from ₦10,000 to ₦500,000 directly from your phone. Get approval within 24 hours and funds deposited straight to your account. No lengthy paperwork, no hidden fees—just transparent, accessible financing when you need it most.
Smart savings accounts
Build your financial future with high-yield savings accounts designed for Lagos entrepreneurs. Earn competitive interest rates, set automated savings goals, and watch your money grow. Access your funds anytime while enjoying the security of NDIC insurance protection.
Financial literacy tools
Access free financial education resources, budgeting calculators, and personalized insights to help you make smarter money decisions. Our in-app learning center offers video tutorials, articles, and workshops tailored to small business owners and first-time savers.
Community support network
Join a thriving network of Lagos entrepreneurs and small business owners. Share experiences, get advice, and access exclusive community events. Our local relationship managers understand your neighborhood and are always ready to help you succeed.
Get started in minutes
- 01
Download and sign up
Get the MicroBank Lagos app from the App Store or Google Play. Create your account in under two minutes with just your phone number and BVN.
- 02
Complete your profile
Add your personal details and upload a valid ID. Our secure verification process takes just a few minutes and keeps your information safe.
- 03
Apply for a loan or start saving
Choose the loan amount you need or set up a savings goal. Get instant approval decisions and funds disbursed directly to your account within hours.
Making an impact that matters
Total loans disbursed
₦2.4B+
Active customers served
15,000+
Customer satisfaction rate
98%
Average loan approval
24hrs
Businesses supported
8,500+
Savings deposits held
₦450M
Stories from our community
MicroBank Lagos gave me my first business loan when no one else would. I used it to buy stock for my shop, and now I'm earning enough to support my family and save for the future.
The app is so easy to use. I applied for a loan on my phone during lunch, got approved in minutes, and had the money in my account the same day. It's changed everything for my tailoring business.
I love the savings feature. I set a goal to save for my daughter's school fees, and the app helps me put money aside every week. For the first time, I feel in control of my finances.
Trusted by Lagos communities
MicroBank Lagos helped me expand my fabric business with a quick loan. The process was simple, and the support team truly understands our community needs.
Empowering entrepreneurs across Lagos
Ade's Electronics
From market stall to three locations
Mama Ngozi's Kitchen
Catering dreams turned reality
Zara's Styles
Fashion boutique flourishing
Chidi Transport Services
Ride-sharing fleet expansion
Beauty by Tolu
Salon success in Ajah
Bola's Farm Fresh
Fresh produce distribution network
Ankara Dreams
Textile printing innovation
TechFix Lagos
Mobile phone repair hub
See how much you could save with better rates
The assumptions
- You borrow ₦50,000 for six months
- Traditional lenders charge 8–12% monthly interest
- MicroBank Lagos charges a flat 3.5% monthly rate
- You make on-time repayments each month
Projected return
₦13,500
saved over six months compared to typical informal lenders
Illustration only. Figures reflect median rates from our 2024 market survey of informal lenders in Lagos. Your actual savings depend on loan amount, term, and repayment history.
Take MicroBank Lagos with you
Access your loans, savings, and account anytime, anywhere—even offline. Download the app and stay connected to your financial future.
Scan to get the app
Join thousands building a better financial future
MicroBank Lagos is here to help you save, borrow, and grow with confidence. Whether you're starting a business or planning for tomorrow, we're with you every step of the way. Open your account today.